The AI Threat No One is Talking About: Middle-Class Jobs
What You Need to Know—and Do—Before AI Reaches Your Desk
Here’s what they told you: “AI will only replace entry-level jobs: factory work, cashiering, customer service.”
And unfortunately, for millions of Americans, that became true:
30% of factory jobs have been lost to automation
Cashiering jobs have decreased by 11% due to automation
Klarna Group plc, replaced 700 customer service agents with AI in 2024.
The Big Problem
What they haven’t told you is now that businesses know how profitable AI is, they’re going after white-collar careers.
Yep—those jobs that millions of people (including my wife and I) spent years and money going to college for.
Accountants
Analysts
Engineers
Marketers, and more.
Get this: Hypotenuse AI estimates that between 400 million and 800 million people are expected to lose their jobs by 2030.
Here’s the Point
You, me, my wife, and millions of Americans may not escape the AI takeover.
But, like my wife and I, you can start preparing your “just in case” plan right now.
The Solution
When my wife and I both lost our jobs in 2023, our “just in case” plan allowed us not to stress.
Actually, we embraced it as an opportunity for a stress-free pregnancy—oh, did I mention we were 2 months pregnant at the time? Wild right?
Anyway, if you want to follow our exact strategy, here it is:
Audit Your Job: Look honestly at your role. If AI can do parts of it faster, cheaper, or more consistently—spend a little time thinking about your next moves (side hustles, small businesses, career shift, etc.).
Build an Emergency Fund: Start small if you have to, but build an emergency fund and stash it inside of a high-yield savings account for rapid growth.
Save 6+ Months of Expenses: Once the basics are covered, level up. Saving at least 6 months (more if possible) of your living expenses will give you freedom if things get real. Use a separate high-yield savings account for this.
Invest! Invest! Invest: This is where it counts! Stocks, ETFs, dividend payers, options trading—our money kept working when we weren’t. Even small, consistent investments can buy you peace of mind later.
When it happened, we didn’t pause our lives. We didn’t drain our accounts. Instead, our “just in case” plan worked out for us.
Pro tip: If you’re not sure where to start with investing, join Earn Out Loud PRO. You’ll learn step-by-step strategies—built for beginners to start investing with confidence.
A Word of Encouragement
Let’s be honest: The impact of AI is difficult to fully understand, and preparing for something you don’t fully understand feels unnecessary… until it’s not.
Start small if you need to—but start. Just like my wife and I realized, your future self will thank you.
Until tomorrow,
-Isaiah from Earn Out Loud